There are hundreds of mortgages in the market place. We will filter these down to the ones that meet your needs and then find the mortgage that offers the best value for money. We take the pain out of finding a mortgage or re-mortgage.

How much does our advice cost?

We are generally remunerated by the lender and therefore you do not pay any additional fees for mortgages over £150,000. However, if you prefer you can pay a fee which is typically 0.4% of Loan and then have the commission rebated.

When is the cheapest not the best mortgage?

We often find the cheapest mortgage is often not the best value for money. For example, many will be stepped which means they increase in the future. Some tie you in with the provider on their higher standard variable rate, after your special rate has finished. Others have high lending charges which can add thousands of pounds to your mortgage loan.

On a more positive note, several offer free valuations, no upfront charges and free legal fees.

We will recommend the most suitable mortgage to meet your needs which offers the best value for money, after researching the whole market.

How much can I borrow?

Most experts generally agree that the first stage of a house purchase should be finding out how much you can borrow and the costs involved in the transaction. We know who will lend what to whom.

Your home may be repossessed if you do not keep up repayments on your mortgage.