Independent Financial Advisors Epsom
We specialise in financial planning for those approaching, or at retirement.
Bill came to us because he was confused about his pension options at retirement.
He had multiple pensions, including a final salary scheme, and an assortment of investments. He talked about his tax free cash options, whether he should take an annuity for some of it, and so on…
However, what Bill really wanted to know was – could he afford to help out his two daughters, look after his wife should he pass away, have two decent holidays a year, have dignity in later life and never run out of money. We convinced him that he could do MORE, and unlike many other advisors, showed him and back tested HOW.
He came in uncertain, fixated on products and went away confident and looking forward to the future. Over ten years later his comment is below:
CLARITY – A CLEAR PATH
“We have had a long term plan which we have followed and we are now reaping the rewards. Without Ray we wouldn’t have been able to plan as well as we have”. Mr C (client for 11 years)
“He was spectacularly good at dealing with the drawdown of my pension, which included all the horrors of A day. He was able to provide very helpful projections of the consequences of the various courses of action open to us, enabling a rational choice to be made”. Mr T (Client for 13 years).
PEACE OF MIND – KNOWING YOU WILL BE OK
“He listens carefully to my needs and gives clear, concise advice in a professional manner. He and his team are always accessible and patient with my questions and their approach gives me confidence that my finances are securely looked after”. Mr P (client for 12 years)
*70% of our new business comes from friends and family of existing clients. These verified comments are from our existing clients and were provided to a third party firm.
Ray Martin, Founder & Director
Book a no obligation face to face consultation or a ten minute telephone slot to talk to me, or Rob Harper about pensions, investments or financial planning in general.
It would be a pleasure to help 01372 4044417
Robert Harper Chartered Financial Planner, BA Hons FPFS
“We believe that the most important time to obtain independent advice is at Retirement. We come highly recommended for a number of reasons, but being specialists is the major factor”.
Click here to book a consultation at our cost to see how we can help you. We guarantee you will come away with more knowledge and understanding.
Ray Martin, Independent Financial Advisor, Epsom
See all – 27 Reviews – Click here. Includes value for money scores
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