Independent Financial Advisors Epsom

We specialise in providing financial advice for those approaching or at retirement. 

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We believe that planning your retirement income strategy is one of the most challenging things you’ll ever do.

At every turn you will be offered well-meaning advice (some useful and some downright dangerous). Most people will benefit immensely from working with a financial adviser who truly specialises and understands the complexities involved. 

How we helped Bill

Bill was confused, and slightly anxious about his pending retirement. He had multiple pensions, including a final salary scheme, and an assortment of investments.  He talked about his tax-free cash options, whether he should take an annuity for some of it, drawdown and so on… 

However, what Bill really wanted to know was: “Can I help my two daughters onto the property ladder, look after my wife should I pass away, afford two decent holidays a year, enjoy dignity in later life and never run out of money”.  We convinced him that he could do MORE, and unlike many other advisors, showed him WHY and HOW he could afford a better standard of living. 

He came in uncertain, fixated on products and left looking forward to the future. 

We are incredibly grateful to Bill, and others for their feedback below:

CLARITY – A CLEAR PATH

“We have had a long term plan which we have followed and we are now reaping the rewards. Without Ray we wouldn’t have been able to plan as well as we have”. Mr C (client for 11 years)

“He was spectacularly good at dealing with the drawdown of my pension, which included all the horrors of ‘A day’. He was able to provide very helpful projections of the consequences of the various courses of action open to us, enabling a rational choice to be made”. Mr T (Client for 13 years).

PEACE OF MIND – KNOWING YOU WILL BE OK

“He listens carefully to my needs and gives clear, concise advice in a professional manner. He and his team are always accessible and patient with my questions and their approach gives me confidence that my finances are securely looked after”. Mr P (client for 12 years)

*70% of our new business comes from friends and family of existing clients. These verified comments are from our existing clients and were provided to a third-party firm.

Click to see the guide

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Financial advisor epsom
Ray Martin, Founder & Director

Book a no obligation face to face consultation or a ten minute telephone slot to talk to me, or Rob Harper about pensions, investments or financial planning in general. 

It would be a pleasure to help 01372 4044417

Robert Harper Chartered Financial Planner, BA Hons FPFS

We come highly recommended for a number of reasons, but being lifestyle financial planners and specialists in retirement (pension) planning is a major factor. We have helped numerous clients to understand their options, taking away their anxiety by mapping out our recommendations in an easy to understand way.  We will show you the best way to save tax, use your allowances, beat inflation and preserve your wealth. Show, not tell is the important factor here.

To truly understand how we can help you personally – Click here to book a consultation at our cost.

Those at retirement will also receive the highly acclaimed  book by our good friend and ex colleague – Abraham Okusanya MSc, AFPS, MCSI, now on sale at Amazon for £20.00.  The book is full of wonderful insights into how to take income, and will fill in the gaps in your knowledge. Book a meeting and we guarantee that you will come away well informed, with far more knowledge and understanding of how to make your retirement a massive success.

Ray Martin, Independent Financial Advisor, Epsom

See all 27 Reviews – Click here. Includes advice, service and value for money scores

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