Independent Financial Advisors Epsom
We specialise in providing financial advice for those approaching or at retirement.
How we helped Bill and Carol.
Bill was confused, and slightly anxious about his pending retirement. He had multiple pensions, including a final salary scheme, and an assortment of investments. He talked about his tax-free cash options, whether he should take an annuity for some of it, drawdown and so on…
We established Bill and Carol’s real needs and objectives being in their words; “Can I help my two daughters onto the property ladder, look after my Carol should I pass away, afford two decent holidays a year, enjoy dignity in later life and never run out of money”. We convinced them that they could do MORE, and unlike many other advisors, showed them WHY and HOW.
Bill and Carol came in uncertain, fixated on products and left looking forward to the future.
We are incredibly grateful to Bill, Carol, and others for their feedback below:
CLARITY – A CLEAR PATH
“We have had a long term plan which we have followed and we are now reaping the rewards. Without Ray we wouldn’t have been able to plan as well as we have”. Mr C (client for 11 years)
“He was spectacularly good at dealing with the drawdown of my pension, which included all the horrors of ‘A day’. He was able to provide very helpful projections of the consequences of the various courses of action open to us, enabling a rational choice to be made”. Mr T (Client for 13 years).
PEACE OF MIND – KNOWING YOU WILL BE OK
“He listens carefully to my needs and gives clear, concise advice in a professional manner. He and his team are always accessible and patient with my questions and their approach gives me confidence that my finances are securely looked after”. Mr P (client for 12 years)
*70% of our new business comes from friends and family of existing clients. These verified comments are from our existing clients and were provided to a third-party firm.
Ray Martin, Founder & Director
Book a no obligation face to face consultation or a ten minute telephone slot to talk to me, or Rob Harper about pensions, investments or financial planning in general.
It would be a pleasure to help 01372 404417
Robert Harper Chartered Financial Planner, BA Hons FPFS
We come highly recommended for a number of reasons, but being lifestyle financial planners and specialists in retirement (pension) planning is a major factor. We have helped numerous clients to understand their options, taking away their anxiety by mapping out our recommendations in an easy to understand way. We will show you the best way to save tax, use your allowances, beat inflation and preserve your wealth. Show, not tell is the important factor here.
To truly understand how we can help you personally – Click here to book a consultation at our cost.
Those at retirement will also receive the highly acclaimed book by our good friend and ex colleague – Abraham Okusanya MSc, AFPS, MCSI, now on sale at Amazon for £20.00. The book is full of wonderful insights into how to take income, and will fill in the gaps in your knowledge. Book a meeting and we guarantee that you will come away well informed, with far more knowledge and understanding of how to make your retirement a massive success.
Ray Martin, Independent Financial Advisor, Epsom
See all 27 Reviews – Click here. Includes advice, service and value for money scores
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